function randNum(range){var now=new Date();var seed=now.getTime()%4294967295;seed=(22695477*seed)%2147483647;return(seed>>16)%range}function tips_al(){var tip=new Array();tip[0]="A brand new car typically loses $3,000-$5,000 in value during its first year. Save thousands buy purchasing a car that is 1-2 years old.";tip[1]="It's a good idea to check your credit scores before you apply for an auto loan. Your credit standing will play a big part in determining your rates.";tip[2]="Before you buy a car, it's a good idea to review the vehicle history report. Even brand new cars could turn out to be lemons.";tip[3]="The best time to buy a car? Car dealers are the most eager to make deals on a Saturday morning and at the end of the month.";tip[4]="Fuel efficiency can make a big difference in your budget. Look for a car that gets 30+ miles to the gallon for the best savings.";tip[5]="Planning to sell your brand new car in a few years? Try leasing instead of buying to keep your financing costs low.";tip[6]="Regular oil changes and tune-ups can help keep repair costs down and the resell value of your car up.";tip[7]="Your credit score can play a major role in determining your auto insurance rates. Check your credit scores online before you apply.";tip[8]="Don't let a car dealer sell you unnecessary accessories. Items such as clear-coating and tinted windows add to the cost of your car, but not to its value.";tip[9]="Auto loan foreclosures will remain on your credit report for 7 years and can cause major credit score damage.";tip[10]="Negotiate, negotiate, negotiate! You can save thousands of dollars on your car by bargaining with the dealer.";tip[11]="Before you buy a used car, take it to a mechanic for a quick evaluation. Your mechanic can help spot potentially serious issues.";tip[12]="Using an auto loan responsibly and paying it on time each month is a great way to build your credit history and improve your credit scores.";tip[13]="Online lenders can often offer you better rates than the financing desk at a dealership or bank. Compare auto loan offers before you decide.";return tip[randNum(tip.length)]};